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Here's a brief rundown of key verification methods:
- Address Verification System (AVS): Confirms the registered address on the payment against what’s on file with the financial institution.
- Card Verification Value (CVV): Requires the three- or four-digit code located on the reverse of the payment for confirmation .
- 3D Secure: Incorporates an additional layer of authentication involving the cardholder’s bank to validate the transaction .
- Device Fingerprinting: Tracks the equipment used to submit the purchase to flag potential fraud .
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